Here are 5 things you can do right now, starting today, to keep more of what you earn:
1. Pack your work lunch.
Stop going out for lunch and coffee. Pack your meals and beverages. Your wealthier and healthier future self will thank you.
2. Get a rewards credit card.
Make sure you’re getting cash back on your purchases. Try the rewards card we swear by: Blue Cash Preferred Card
3. Pay off your highest interest rate debt first.
If you’re paying off debt, always start with the highest interest rate first, unless transaction costs or other cost factors dictate otherwise.
4. Disconnect from the Joneses.
Don’t worry about other people and the stuff they buy. Put it completely out of your mind. Buy only what you need and really want, and you’ll have less stuff to stress out about, and more money in the bank to feel secure.
5. Cut the cable cord.
Swap cable for Netflix or Amazon Prime Video. This has the added benefit of reducing your exposure to commercials, which will help you stay disconnected from the Joneses.